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About Car Loan

A car loan is a great way to drive your dream car without making the complete payment upfront. You don’t need to wait for some more months or years to buy your dream car as you can take a car loan to meet your fund requirement.

Car loans as low as 4.79% .

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Same day car loan service

quick and easy!

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Apply for loan

Same Day Car Loan

We can help you getting the car you wish!

New Car Loan

Echoice offers new car loan at fair interest rates. Lenders have discounted interest rate if you want to purchase a brand new car. Demo models are included too.

Echoice vs Dealers

The reasons clients prefer us than car dealers

  • Fast sanction
  • Personalised service
  • Absolute transparency in new car loans.

Refinance a Vehicle

Refinancing is available on certain type of cars as long they are not old than 8 years. For more than 8 years old, the car value has to be in guidelines within the lenders. Check with us

Lease a Car

You can also lease loan the vehicle. There are few good lenders which are expert in car leasing.

checkout more options with us

Get your car finance now

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Features of Car Loan

All loans are not created equal, personal loan has become a great option for people to use.

Cash Loan Facility

Looking a car on your terms, why not get a personal loan to buy a car and take your time!

Special Preapproved Loan

We can provide you a pre-approval for specific amount and you can shop around with a confidence.

Car Loan - Eligibility

Age

There is no maximum age. However the age limit for a driver licence may affect the loan if you are over 70.

Income

There is no minimum income but lenders will have to go through serviceability tests.

Credit Rating

Applicant should have the bank specified credit score.

Applicants with low credit may be offered higher interest rates by lenders.

Frequently Ask Questions

Check our FAQ page or contact us for more information

Yes you can pay off loan quicker!

Please consult us before application so we can offer best product according to your needs.

some of our lenders do offer refinancing on the existing vehicles. however the age and value of car can vary the result.

We provide services all over Australia. We are based in Perth WA

Get a Quote

Now apply for a Car Loan online, All you need to do is provide your details below application form.